Categories for 2 Cents Worth

September 1, 2020

Impetus for Change

________________________ There is an often-used saying about planning, usually trotted out by would-be authority figures; teachers, parents, bosses -as an admonishment for being unprepared. It goes like this: Those who fail to plan, plan to fail. Fair enough. It is great to plan. However; there is another saying, popularized by John Lennon that I think is a little more apt today: Life is what happens to you when youre busy making other plans. Life has thrown us a Covid curveball... View Article

August 4, 2020

Just the Facts Please

____________________________________________ There has been a trend for some time in the news world, away from informing us about what happened, and towards telling us what we ought to think about it. An example of this can be witnessed anytime President Trump is scheduled to address the media. CNN has taken to not airing his speech, but rather televising a panel of experts deciphering what he is saying, often in real-time, fact-checking it, and pointing out the inaccuracies. And no doubt... View Article

March 16, 2020

Priorities

_________________ If ever there was a moment or event that causes one to reevaluate one’s priorities, or at least remind us of them, this would be it. Although the coronavirus has been on our collective radar for several months now, count me among the group that still found myself surprised by the sheer scale of implications it has wrought on our lives, with more certain to come. I suspect I am not alone. Today, in what I truly hope hindsight... View Article

February 13, 2020

Good Leaders Are…

____________________________________________________ As parents, we sometimes fall into the trap of telling our kids you can be anything you want to be. High school and university graduation speeches are steeped in platitudes affirming to the gathered that their potential is limitless. Optimism abounds, and so it should. But is it true? Can I be anything I want to be? Can I be tomorrow’s leader? And what exactly is a leader? Fear not, I will not pretend to espouse what a good... View Article

January 28, 2020

Confident Enough to Be Wrong

___________________________________________ Three months after Hurricane Katrina struck New Orleans and the neighbouring Gulf Coast in 2005, I found myself driving along Mississippi State Road 90, which hugs the Gulf Coast from Pass Christian, Mississippi to Gulfport, and beyond. Having been familiar with the before, the after was a particularly devastating site that frankly, the nightly newscast could not adequately portray. Stately antebellum mansions were reduced to nothing more than a single set of brick steps leading to where the porch... View Article

December 9, 2019

Never Too Late to Say Thanks

  Bankers, as Mark Twain aptly observed, are folks who lend you their umbrella when the sun is shining and want it back the minute it begins to rain. Rainy days are made for private bankers offering credit, when perhaps it has not yet been fully earned. Most business people have at one time or another, relied on a private banker, even if they referred to them as uncle, mom or dad, or in my case, neighbour.   Momentum is... View Article

November 6, 2019

A Sales Job

_____________ My high school days are almost 35 years behind me, so my recollection of the curriculum may be less perfect. I recall loving geography, struggling with French, and everything else falling somewhere in between. Curiously, two subjects I do not recall being addressed are the two I would argue to have the largest impact on a majority of students’ futures – personal finance and sales. The former is obvious.   If we are not taught the value of money,... View Article

October 10, 2019

How Important We Are Not

______________   Everyone likes to feel that the efforts they make for the benefit of others are appreciated and useful – particularly if they are volunteering. Most of my volunteering experience has taken place in an ice rink attempting to teach hockey players how to be a better player than I was. It is surprisingly common that we coaches expect our players to reach higher heights than we may have! Every once in a while something happens to remind us... View Article

September 11, 2019

Rising Prices and Changing Expectations

__________   Rising Prices and Changing Expectations When I was young, Harlem (Manhattan’s northern neighbour) was synonymous with poverty. It was a working class borough with a well publicized crime problem which nonetheless served as an affordable hometown for those who had been priced out of the Manhattan real estate market. Harlem has changed. Today, the average per square foot price of a home in Harlem is well over $1000, or put into local perspective, 3 times ours. ‘What spurred... View Article

August 12, 2019

Betting on Yourself

________________________ Betting on Yourself In her graphic design program, my youngest daughter was taught early and reminded often not to work for free. What may at first blush seem like an opportunity to impress a potential employer, is more often a dead end after the free sample has been provided. It is a train of thought common in many professions, mine included, and is often accompanied by catch phrases such as: “If you don’t value your work, why should someone... View Article